| 4. | But the content of credit asset is very broad , specifically including housing mortgage loan , infrastructure project loan , auto loan , lease and trade receivable income , credit card receivable , etc . so choosing the qualified basic asset become the logic beginning of credit asset securitization naturally , that not only involves whether products of credit asset securitization can be issued on the primary market smoothly , but also relates to liquidity of the product in the secondary market and investor ’ s investment risk
但信贷资产包含的内容很广,具体包括住房抵押贷款、基础设施项目贷款、汽车贷款、租赁和贸易应收收入、信用卡应收款等。因此,选择合格的基础资产理所当然地成为信贷资产证券化的逻辑起点,其不仅关系到信贷资产证券化产品能否在一级市场上顺利发行,也关系到这种产品在二级市场上的流动性和投资者的投资风险。 |
